Custom FinTech Software Development for Future-Driven Companies

Custom FinTech Software Development for Future-Driven Companies

Custom-built payment platforms, lending systems, risk management tools, and analytics dashboards engineered to fit your business model, streamline financial operations, and deliver measurable ROI as you grow.

Pain Points We Solve with Our Fintech Development Services

73% of executives say poor decision-making costs them revenue, often because systems, compliance, and customer experiences aren’t working in sync. Common Challenges We Solve With Fintech Software Development Services

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Slow and Costly Customer Onboarding (KYC)

Turn days into minutes. We automate identity verification and background checks, enabling a fully digital KYC process that's secure, fast, and compliant.

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Legacy Tech Holding You Back

Modernize without a full rebuild. We can add a flexible, API-enabled layer over legacy systems so you can launch new financial products to market quickly and integrate with partners easily.

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Poor Customer Experience & No Personalization

Provide the correct product at the right time. Our solutions translate the customers' behavior and provide individual financial products in an easy, modern user interface.

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Advanced Regulatory Compliance (PSD2, PCI DSS, GDPR)

We embed compliance into your platform foundation so that you can expand globally without sleepless nights spent for audits.

Fintech development services developed to meet your business goals

Lumitech is ready to design and build secure, scalable, and regulation-ready products and develop fintech solutions that help you innovate faster and operate smarter. From ideation to launch and beyond, our team combines deep fintech expertise with advanced technology to deliver products that meet your market’s needs today and adapt to tomorrow’s opportunities.

Product Discovery

Product Discovery

We perform collaborative workshops to identify your business model, target market, and MVP, then map a clear product development roadmap. This allows us to prioritize each feature and technology decision based on your market goals from day one.

Architectural Consulting

Architectural Consulting

Investment Platforms (WealthTech)

Investment Platforms (WealthTech)

Custom AI/ML Solutions

Custom AI/ML Solutions

Blockchain Solutions

Blockchain Solutions

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Fintech Development Services Tailored by Industry

Lumitech delivers industry-specific fintech solutions that address unique challenges in wealth management, trading, payments, blockchain, and asset management—helping you innovate, scale, and stay competitive.

Wealth Management Software

Wealth Management Software

As a fintech software development company, we create customized wealth management platforms that integrate portfolio management, goal tracking, and reporting. Our offerings enable advisors to deliver customized, transparent, and collaborative investor experiences.

Trading Platforms

Trading Platforms

Lumitech is always ready to help develop secure, high-performance trading platforms with low latency, intuitive UI, and high-quality analytics, enabling seamless execution of trades across different asset classes in real time.

Blockchain Apps

Blockchain Apps

We build blockchain applications with greater security and transparency. From DeFi solutions to payment gateway platforms, we integrate smart contracts and asset tokenization into scalable and future-proofed solutions.

Digital Wallets

Digital Wallets

Lumitech team can create secure, easy-to-use digital wallets with seamless payment gateway integration. Our focus in fintech solution development is on user-experience design, advanced encryption, and effortless onboarding to build engagement and trust.

Asset Management Solutions

Asset Management Solutions

As a fintech solutions development company, we offer complete asset management software that simplifies portfolio analysis, risk management, and compliance. Lumitech’s custom fintech software development services maximize operating efficiency while not sacrificing sophisticated, multi-asset investment strategies.

Scale your vision with next-gen FinTech solutions

We design and develop custom payment platforms, lending automation tools, risk assessment systems, and financial analytics dashboards built to align with your business strategy, simplify operations, and generate measurable ROI at every stage of growth.

Dealing with legacy tech and disconnected tools? It’s time to transform

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WHAT SET AS APART?

Why Choose Us

We leverage profound fintech domain knowledge and precision engineering to provide secure, scalable, and business-focused solutions that differentiate in the marketplace.

  • Deep FinTech Domain Expertise

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    Established history of delivery in complex financial systems, ranging from robo-advisors to multi-asset trading platforms.

  • ROI-Driven Development

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    Each feature is constructed to maximize efficiency, profitability, and quantifiable business value.

  • Mission-Critical Reliability

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    Systems designed for 99.99% uptime, handling sensitive financial information with unyielding accuracy.

  • Professional-Level UX

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     Intuitive interfaces that streamline complex workflows for maximum adoption and productivity.

  • Custom & Scalable Architecture

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    Solutions scaled to your business, configured for global expansion.

  • Security-First Philosophy

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    Compliance-friendly design with encryption, secure APIs, and rigorous testing.

Regulatory compliance and technologies

We ensure every fintech solution meets the highest security and compliance standards from day one. Before development begins, our team always conducts in-depth research to align your product with relevant regulations and industry requirements.

Security & Compliance Expertise:

Security & Compliance Expertise:

PCI DSS · GDPR · PSD2 · SOC 2 · KYC/AML · HIPAA (for healthcare-fintech solutions)

Lumitech’s engineering approach in fintech product development integrates compliance into architecture and workflows—covering data encryption, secure APIs, role-based access control, and continuous security testing—so your product is both market-ready and regulator-approved.

Built with the right tools

Tech Stack & Compliance Expertise

Our fintech application development services combine proven regulatory expertise with a robust, modern tech stack to deliver secure, scalable, and compliant fintech solutions.

what we offer

Fintech & Finance

Lumitech provides services that support seamless growth, operational efficiency, and continuous innovation.

  • React Native

    React Native

  • Flutter

    Flutter

  • Kotlin

    Kotlin

  • Swift

    Swift

Future-ready FinTech solutions for growing enterprises

From custom payment gateways and lending platforms to advanced risk management and analytics tools our solutions are tailored to your business model, streamline financial workflows, and deliver proven ROI as you scale.

Tired of slow processes and scattered systems? Let’s build smarter.

Future-ready FinTech solutions for growing enterprises

How We Build Scalable FinTech Solutions

From concept to launch, Lumitech develops fintech software that streamlines financial processes, interconnects seamlessly with your existing systems, and scales with your business. Our approach draws on deep fintech experience, a proven technology stack, and regulatory compliance to allow financial institutions, startups, and companies to operate with efficiency and velocity.

Project Discovery

Project Discovery

First of all, we analyze your business goals, compliance needs, and financial procedures to create clearly articulated goals, optimize processes, and isolate the best digital opportunities.

Team Composition

Team Composition

We are proud to have multidisciplinary teams with fintech, security, and compliance backgrounds, linked to your project scope, regulatory requirements, and growth plans.

Project Delivery

Project Delivery

From MVP through enterprise-scale implementation, secure payment processing gateways, trading platforms, wealth management solutions, and scalable architectures for sustained success.

Ready to build a smarter, compliant wellness app that users actually stick with?

Most of our clients are based in the US because of the tight business connections between the US and Eastern Europe. Additionally, the Middle East, especially Saudi Arabia and the UAE, is becoming another key region for us.

Our partners

Quality of Our Custom Software Company Is Proven By Our Partners

Our partners include companies from the Inc. 5000 and Europe's 1000 Fastest-Growing Companies

Brizo logo
Arq Decisions logo
Busify logo
Optics logo
CoinDesk logo
Charter Up logo
Keesing logo
Valorian logo

Industry-specific Track Record

Don’t see your industry on the list?

I'm often joking that the importance of industry experience is somewhat debatable. However, in industries such as healthcare, aerospace and defense, blockchain, oil and gas, and others, industry experience is crucial, particularly when it comes to security, compliance, and regulatory issues.

While industry-specific expertise can add value, what often matters most is having strong technical skills, problem-solving capabilities, and the adaptability to work with different systems and requirements. The ability to deliver high-quality solutions and collaborate effectively with clients can often outweigh the need for deep industry knowledge, especially when the core technologies and processes are similar across sectors.

founder
Denis SalatinFounder & CEO
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Good To Know

  • What is fintech KYC/AML and why is it important?

  • What are the typical project timelines for fintech app development?

  • What are the benefits of generative AI in fintech software?

  • Do you provide post-launch maintenance and DevOps services for fintech applications?

  • How do you use AI/LLMs to optimize financial decision-making or risk assessment?

  • What is finance management in the context of fintech solutions?

Ready to bring your idea into reality?

  • 1. We'll carefully analyze your request and prepare a preliminary estimate.
  • 2. We'll meet virtually or in Dubai to discuss your needs, answer questions, and align on next steps.
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founder
Denis SalatinFounder & CEO
linkedintwitter