Pain Points & Value Proposition
Pain Points We Solve with Our Fintech Development Services
73% of executives say poor decision-making costs them revenue, often because systems, compliance, and customer experiences aren’t working in sync. Common Challenges We Solve With Fintech Software Development Services
01
Slow and Costly Customer Onboarding (KYC)
Turn days into minutes. We automate identity verification and background checks, enabling a fully digital KYC process that's secure, fast, and compliant.
02
Legacy Tech Holding You Back
03
Poor Customer Experience & No Personalization
04
Advanced Regulatory Compliance (PSD2, PCI DSS, GDPR)
Fintech development services developed to meet your business goals
Lumitech is ready to design and build secure, scalable, and regulation-ready products and develop fintech solutions that help you innovate faster and operate smarter. From ideation to launch and beyond, our team combines deep fintech expertise with advanced technology to deliver products that meet your market’s needs today and adapt to tomorrow’s opportunities.
Product Discovery
We perform collaborative workshops to identify your business model, target market, and MVP, then map a clear product development roadmap. This allows us to prioritize each feature and technology decision based on your market goals from day one.
Architectural Consulting
Our experts help you choose the right technology stack and system architecture monolith, microservices, or hybrid to render your platform scalable, reliable, and future-proof. We design systems that can scale seamlessly as your user base and transaction volumes increase.
Investment Platforms (WealthTech)
Lumitech can also create robo-advisors, trading apps, and wealth management systems that empower users with real-time analytics, automation, and secure portfolio management. Our solutions are built for compliance, user experience, and high performance in competitive financial markets.

Custom AI/ML Solutions
We build cross-platform tools for virtual consultations, remote monitoring, and clinical messaging, all using standards like HL7 and FHIR. This is healthcare software development designed for speed and safety.
Blockchain Solutions
We develop blockchain financial solutions, including secure payment gateways, asset tokenization platforms, and smart contract solutions. Lumitech’s fintech solution development ensures transparency, trust, and scalability in line with your business requirements and industry standards.
Fintech Development Services Tailored by Industry
Lumitech delivers industry-specific fintech solutions that address unique challenges in wealth management, trading, payments, blockchain, and asset management—helping you innovate, scale, and stay competitive.
Wealth Management Software
As a fintech software development company, we create customized wealth management platforms that integrate portfolio management, goal tracking, and reporting. Our offerings enable advisors to deliver customized, transparent, and collaborative investor experiences.
Trading Platforms
Lumitech is always ready to help develop secure, high-performance trading platforms with low latency, intuitive UI, and high-quality analytics, enabling seamless execution of trades across different asset classes in real time.
Blockchain Apps
We build blockchain applications with greater security and transparency. From DeFi solutions to payment gateway platforms, we integrate smart contracts and asset tokenization into scalable and future-proofed solutions.
Digital Wallets
Lumitech team can create secure, easy-to-use digital wallets with seamless payment gateway integration. Our focus in fintech solution development is on user-experience design, advanced encryption, and effortless onboarding to build engagement and trust.
Asset Management Solutions
As a fintech solutions development company, we offer complete asset management software that simplifies portfolio analysis, risk management, and compliance. Lumitech’s custom fintech software development services maximize operating efficiency while not sacrificing sophisticated, multi-asset investment strategies.
Scale your vision with next-gen FinTech solutions
We design and develop custom payment platforms, lending automation tools, risk assessment systems, and financial analytics dashboards built to align with your business strategy, simplify operations, and generate measurable ROI at every stage of growth.
CUSTOMER STORIES
We are proud of the modern solutions delivered by our team
WHAT SET AS APART?
Why Choose Us
We leverage profound fintech domain knowledge and precision engineering to provide secure, scalable, and business-focused solutions that differentiate in the marketplace.
Deep FinTech Domain Expertise
Established history of delivery in complex financial systems, ranging from robo-advisors to multi-asset trading platforms.
ROI-Driven Development
Each feature is constructed to maximize efficiency, profitability, and quantifiable business value.
Mission-Critical Reliability
Systems designed for 99.99% uptime, handling sensitive financial information with unyielding accuracy.
Professional-Level UX
Intuitive interfaces that streamline complex workflows for maximum adoption and productivity.
Custom & Scalable Architecture
Solutions scaled to your business, configured for global expansion.
Security-First Philosophy
Compliance-friendly design with encryption, secure APIs, and rigorous testing.
Regulatory compliance and technologies
We ensure every fintech solution meets the highest security and compliance standards from day one. Before development begins, our team always conducts in-depth research to align your product with relevant regulations and industry requirements.
Security & Compliance Expertise:
PCI DSS · GDPR · PSD2 · SOC 2 · KYC/AML · HIPAA (for healthcare-fintech solutions)
Lumitech’s engineering approach in fintech product development integrates compliance into architecture and workflows—covering data encryption, secure APIs, role-based access control, and continuous security testing—so your product is both market-ready and regulator-approved.
Built with the right tools
Tech Stack & Compliance Expertise
Our fintech application development services combine proven regulatory expertise with a robust, modern tech stack to deliver secure, scalable, and compliant fintech solutions.
Fintech & Finance
Lumitech provides services that support seamless growth, operational efficiency, and continuous innovation.
React Native
Flutter
Kotlin
Swift
How We Build Scalable FinTech Solutions
From concept to launch, Lumitech develops fintech software that streamlines financial processes, interconnects seamlessly with your existing systems, and scales with your business. Our approach draws on deep fintech experience, a proven technology stack, and regulatory compliance to allow financial institutions, startups, and companies to operate with efficiency and velocity.
Project Discovery
First of all, we analyze your business goals, compliance needs, and financial procedures to create clearly articulated goals, optimize processes, and isolate the best digital opportunities.
Team Composition
We are proud to have multidisciplinary teams with fintech, security, and compliance backgrounds, linked to your project scope, regulatory requirements, and growth plans.
Project Delivery
From MVP through enterprise-scale implementation, secure payment processing gateways, trading platforms, wealth management solutions, and scalable architectures for sustained success.
Most of our clients are based in the US because of the tight business connections between the US and Eastern Europe. Additionally, the Middle East, especially Saudi Arabia and the UAE, is becoming another key region for us.
Our partners
Quality of Our Custom Software Company Is Proven By Our Partners
Our partners include companies from the Inc. 5000 and Europe's 1000 Fastest-Growing Companies
Our partners include companies from the Inc. 5000 and Europe's 1000 Fastest-Growing Companies
Industries We Help Transform
Our competency extends to these industries
Marketplace Development
Developing optimized marketplace solutions that increase traffic, boost conversion and grow sales.
Social Media Development
Expert solutions for streaming, VOD, and global content delivery. From OTT platforms to high-load streaming systems.
Retail Development
From inventory management and POS systems to personalized shopping experiences and omnichannel integration.
Industry-specific Track Record
Don’t see your industry on the list?
I'm often joking that the importance of industry experience is somewhat debatable. However, in industries such as healthcare, aerospace and defense, blockchain, oil and gas, and others, industry experience is crucial, particularly when it comes to security, compliance, and regulatory issues.
While industry-specific expertise can add value, what often matters most is having strong technical skills, problem-solving capabilities, and the adaptability to work with different systems and requirements. The ability to deliver high-quality solutions and collaborate effectively with clients can often outweigh the need for deep industry knowledge, especially when the core technologies and processes are similar across sectors.
Good To Know
What is fintech KYC/AML and why is it important?
What are the typical project timelines for fintech app development?
What are the benefits of generative AI in fintech software?
Do you provide post-launch maintenance and DevOps services for fintech applications?
How do you use AI/LLMs to optimize financial decision-making or risk assessment?
What is finance management in the context of fintech solutions?
Ready to bring your idea into reality?
- 1. We'll carefully analyze your request and prepare a preliminary estimate.
- 2. We'll meet virtually or in Dubai to discuss your needs, answer questions, and align on next steps.